| Terms of Use |
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| Website Terms of Use |
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| This section contains the Terms of Use of this Website. By accessing this Web site and any of its pages, you are agreeing to these Terms. |
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| Use of information and materials |
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Products and Services referred to in this Website are offered only in countries where they may be lawfully offered by Canara HSBC Oriental Bank of Commerce Life Insurance Company Limited ("the Company"). The materials on these pages are not intended for use by persons located in, or resident in, countries that restrict the distribution of such materials. These pages should not be regarded as an offer or solicitation to sell policies of insurance in any country to any person to whom it is unlawful to make such an invitation or solicitation in such country. The Company retains the absolute right to determine eligibility for subscription to any of the services.
The information contained in these pages is not intended to provide professional advice. Persons accessing these pages should obtain appropriate professional advice when necessary. |
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| Our trademarks and copyright |
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| The content and information contained within our website or delivered to you in connection with your use of our website is the property of the Company and any other third party (where applicable). The trademark, trade names and logos (the "Trade Marks") that are used and displayed on our website include registered and unregistered Trade Marks of the Company and other third parties. Nothing on our website should be construed as granting any licence or right to use any Trade Marks displayed on our website. The Company retains all proprietary rights on its website. Users are prohibited from using the same without written permission of the Company of such or such other parties. The materials on this website are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the Company's prior written consent. |
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| Surrender |
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| Surrender means terminating the contract once for all. On surrender a surrender value is payable which is usually expressed as fund value less the surrender charge (the surrender charge could be zero at the later part of the contract). |
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| No warranties |
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| Whilst every care has been taken in preparing the information materials contained in this site, such information and materials are provided "as is" without warranty of any kind, either express or implied. In particular, no warranty regarding non-infringement, security, fitness for a purpose or freedom from computer viruses is given in connection with such information and materials. |
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| Hyperlinks from this Website to external Websites |
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There may be cases on our website when the Company provides hyperlinks to other locations or websites on the Internet. These hyperlinks lead to websites published or operated by third parties who are not affiliated with or in any way related to the Company. They have been included in our website to enhance your user experience and are presented for information purposes only. We endeavour to select reputable websites and sources of information for your convenience.
However, by providing hyperlinks to an external website or webpage, the Company shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the services/ products they provide on their websites, or to have any form of cooperation with such third parties and websites unless otherwise stated by the Company.
We are not in any way responsible for the content of any externally linked website or webpage. You use or follow these links at your own risk and the Company is not responsible for any damages or losses incurred or suffered by you arising out of or in connection with your use of the link. The Company is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by the Company.
Any links to websites that contain downloadable software are provided for your convenience only. Again we are not responsible for any difficulties you may encounter in downloading the software or for any consequences from your doing so. Please remember that the use of any software downloaded from the Internet may be governed by a licence agreement and your failure to observe the terms of such licence agreement may result in an infringement of intellectual property rights of the relevant software provider which we are not in any way responsible.
Please be mindful that when you click on a link and leave our website you will be subject to the terms of use and privacy policies of the other website that you are going to visit. |
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| Hyperlinks from External Websites to this Website |
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| You must always obtain the prior written approval of the Company before creating a hyperlink in any form from a third party website to this website. The Company may or may not give such approval at its absolute discretion. In normal circumstances, we may only approve a hyperlink which displays plainly our name or website address. Any use or display of our logos, trade names and trademarks as a hyperlink will not be approved unless in very exceptional circumstances and may be subject to a fee as the Company may determine at its absolute discretion. The Company is not responsible for the setup of any hyperlink from a third party website to the Company’s website. Any links so set up shall not constitute any form of co-operation with, or endorsement by, the Company of such third party website. Any link to our website shall always be an active and direct link to our website and shall be made directly to the home or front page of our website only and that no "framing" or "deep-linking" of our web page or content is allowed. |
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| E-mail |
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| E-mail messages sent to the Company over the Internet cannot be guaranteed to be completely secure. The Company is not responsible for any damages incurred by users if they send a message to the Company, or if the Company sends a message to them at their request, over the Internet. The Company is not responsible in any way for direct, indirect, special or consequential damages arising out of the use of this Website. |
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| Transmitting over the internet |
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| Due to the nature of the Internet transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. The Company is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send. |
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| Downloading |
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| We do not represent or warrant that this Website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and for undertaking reasonable and appropriate precautions to scan for computer viruses or other destructive properties. We make no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this Website |
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| Important |
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By accessing this Website and any of its pages you are agreeing to the terms set out above.
The Company commenced business 16th of June, 2008 after receiving requisite approvals from the Insurance Regulatory Development Authority (IRDA). Canara HSBC Life has access to a distribution network of over 4100 branches all over India. |
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